If you are a victim of a scam, take steps immediately to limit the damage, protect yourself from further loss, and get personal support.
If your banking details have been taken, report it to your bank or financial institution.
If you have lost money to a scam via credit card payment, contact your credit card provider and ask for a chargeback. Read more about credit card charge backs.
If you are in financial trouble after sending funds to scammers, contact the National Debt Helpline. This not-for-profit service can assist with free, independent and confidential financial counselling to help tackle debt problems.
Contact: 1800 007 007.
Visit ASIC MoneySmart for more information about obtaining a free credit history report. Credit reports can help you identify any fraud in your name.
Personal information loss
Contact IDCARE, a national identity and cyber support service that assists scam victims who have had their identity information compromised or misused. Contact: 1800 595 160.
Contact the Scams and Identity Theft Helpdesk if you have lost Centrelink, Medicare, child support or myGov information. This helpdesk offers support and advice about how to protect yourself and your personal information.
Contact: 1800 941 126 or via email.
Loss of account information
If you have given your account information (such as PIN verification codes or passwords) to a scammer, contact the account provider immediately.
When resetting any passwords, create passwords that are long and use a mix of upper and lower case letters, plus numbers and symbols. Regularly update passwords and consider using a password generator.
If you have been (or are being) blackmailed, contact the eSafety Commissioner for assistance
It is important to report any scams to the Australian Cyber Security Centre (ACSC), which will use your report to investigate cyber security threats.
If you are a victim of a scam, you may find personal and/or financial counselling useful. Some services are free, while others may provide rebates.
There are several agencies in Western Australia that offer free or low cost financial counselling. Here are some you can contact:
MoneySmart can help you find a financial counsellor
We encourage you to print the spotting scams factsheet to keep this information handy or to give to someone you know who might need assistance.
Victim Support service
The Victim Support Service can help explain the effects of crime and help you understand your rights within the criminal justice systems. Their website also has an online directory of service providers.
Australian Psychological Society
Use the Australian Psychological Society to find a private psychologist. To access Medicare rebates for psychological counselling, you will need a doctor’s referral and choose a registered Medicare psychology provider (find the provider list on the Society’s website).
Last updated June 2023
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